Project funding document checklist

For businesses setting up a new (greenfield) unit or expanding an existing (brownfield) one with a term loan. Lenders differ in what they ask for, so use this as a starting point and bring what applies to your project.

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Biz Corp Solutions · bizcorps.in/checklists/project-funding/ · 98233 33124

Tick items off as you collect them. Ticks are not saved or sent anywhere. 26 documents

01Business and promoter KYC

PAN and Aadhaar of promoters, directors, partners and guarantors
Incorporation certificate, MoA and AoA, or partnership deed
Udyam registration certificate, if an MSMEBank of Maharashtra, for example, lists it as mandatory for MSME loans.
GST registration, and Import Export Code if you export or import
Board resolution authorising the borrowingFor companies.

02Project report and projections

Detailed project report (DPR)Project description, market, cost of project, means of finance and implementation schedule.
Projected financials for the loan period, with DSCR
Break-even and sensitivity analysis
CMA data, if a working capital limit is also needed
TEV study report, if the lender requires oneUsually for larger or technically complex projects; each bank sets its own threshold.

03Project cost and promoter contribution

Quotations for plant, machinery and equipment
Civil work estimates from an architect or engineer
Proof of promoter contribution and its sourceOften a CA certificate of funds already invested in the project.
Details of any subsidy or unsecured loans from promoters

04Land, premises and approvals

Title deeds or registered lease deed for the project site
Approved building plan and building permission
MPCB consent to establish, where applicable
Factory licence and other licences for your industryAs applicable to the project.
Lessor's mortgage permission, for MIDC or other leasehold landMIDC grants it to lessees whose plot has an occupancy certificate.

05Financials and existing borrowings

Audited financial statements for the last 3 yearsFor an existing business; a new company relies on promoters' financials.
Income tax returns of the business and promoters
Provisional financials for the current year
GST returns for the last completed year
Recent statements of all bank accounts
Sanction letters and outstanding balances of existing loans
CA-certified net-worth statements of promoters and guarantors

Sources

Documents need to be submitted for MSME Loan — Bank of Maharashtra
Checklist for submitting credit proposals above Rs.2 Cr — Union Bank of India
Land pre-operations: mortgage permission — MIDC

Last reviewed 5 October 2026.

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Project funding document checklist

Project Funding

What lenders want in a project report (DPR) for a term loan

Bank, NBFC or financial institution: choosing a lender for project and construction funding

Term loan vs cash credit vs overdraft: which business loan fits which need?

Project DSCR & repayment schedule

Sources

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