Home loans for buying, building and improving your home
Biz Corp Solutions helps you get a home loan for a new, under-construction or ready-to-move home, home construction, renovation and extension, balance transfer or top-up. We partner with leading banks and financial institutions, compare options for you and handle the documentation through to disbursement.
- Loan types
- Purchase, construction & more
- Also
- Balance transfer & top‑up
- Lenders
- Banks & financial institutions
- Support
- Complete documentation
What we offer
Turn your dream of homeownership into reality with our customized home loan solutions.
We partner with leading banks and financial institutions to offer competitive interest rates, flexible repayment options, and quick approvals for residential property purchases.
Our home loan services include
- New Home Purchase
- Under-Construction Property Finance
- Ready-to-Move Property Finance
- Home Construction Loan
- Home Renovation & Extension Loan
- Home Loan Balance Transfer
- Top-Up Home Loan
Benefits
- Attractive interest rates
- Flexible repayment tenure
- Higher loan eligibility
- Fast approval & disbursement
- Complete documentation assistance
From enquiry to disbursement
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01
Share your requirement
Tell us about the property, the loan you need and your income — by phone, WhatsApp or the enquiry form.
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02
Eligibility and options
We assess your eligibility and compare suitable loan options from our partner banks and financial institutions.
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03
Application and documents
We help prepare and submit your application, collect documents at your convenience and keep you updated.
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04
Sanction and disbursement
Once the lender sanctions the loan and completes property checks, the amount is disbursed as per the agreed terms.
Documents you will typically need
Lenders check your identity, income and the property. These are the documents most home loan applications need, and our team can collect them from your doorstep.
- Identity and address proof (PAN, Aadhaar)
- Salary slips and Form 16, or ITRs and financials if self-employed
- Bank statements for recent months
- Property documents — agreement for sale, title documents
- Approved building plan and occupancy certificate, where applicable
- Existing home loan statement for balance transfer or top-up
- Passport-size photographs
Note: the exact list, eligibility and loan amount are decided by each lender.
See the full document checklist: Home loan document checklist (salaried)
See the full document checklist: Home loan document checklist (self-employed)
Home loan questions
What types of home loans can you help with?
New home purchase, under-construction and ready-to-move property finance, home construction loans, home renovation and extension loans, home loan balance transfer and top-up home loans.
What is a home loan balance transfer?
A balance transfer moves your existing home loan to another lender, usually to get better terms. It can often be combined with a top-up loan.
What is a top-up home loan?
A top-up is an additional loan taken on top of an existing home loan, generally from the same or new lender, subject to eligibility.
Why apply through Biz Corp Solutions instead of a bank directly?
We work with multiple banks and financial institutions, so one set of documents can be used to explore several options. You get regular updates on your file and doorstep document collection.
Do you help with documentation?
Yes. We provide complete documentation assistance, and our team can collect documents as per your convenience.
Who decides the interest rate and loan amount?
The lender. Interest rates, eligibility and the final loan amount are decided by the bank or financial institution based on its own assessment.
Read before you apply
Home loan for an under-construction flat in Maharashtra: what to check before you borrow
Buying an under-construction flat in Maharashtra? MahaRERA checks, stage-wise disbursement, pre-EMI vs EMI, GST, pre-construction interest tax and subvention.
The real cost of buying a home in Thane and Badlapur
The real cost of buying a home in Thane and Badlapur in 2026: stamp duty, metro cess, women's concession, registration fee, GST, TDS and how much a bank lends.
Home loans for self-employed professionals and business owners: how lenders assess your income
How lenders assess self-employed income for a home loan: ITR, P&L, GST and bank statements, surrogate programmes, RBI LTV caps, FOIR, co-applicants and CIBIL.
Home loan balance transfer and top-up loans: when does switching lenders actually save money?
When a home loan balance transfer saves money: a worked example, switching costs in Maharashtra, RBI prepayment and EMI-reset rules, and top-up loans.
Why loan applications get rejected — and how to fix the file
Why business and property loan applications get rejected — credit report errors, overdues, high EMIs, income gaps, property issues — and how to fix and reapply.
Run the numbers first
Home loan & LAP eligibility (FOIR + RBI LTV)
Maximum loan sanction tested against both FOIR income servicing capacity and RBI's tiered Loan-to-Value (LTV) ceilings (90% / 80% / 75%).
Maharashtra stamp duty & purchase costs
Stamp duty with LBT, metro cess and the women's concession, registration fee, GST, TDS, mortgage duty and the cash you need on top of the loan.
PMAY-Urban 2.0 interest subsidy (ISS)
Check EWS/LIG/MIG eligibility (income ≤ ₹9L, house ≤ ₹35L, loan ≤ ₹25L, carpet ≤ 120 sq.m) and calculate up to ₹1.80 lakh interest subsidy.
Property purchase TDS (Section 194-IA / Form 26QB)
1% TDS on higher of Agreement Value or Stamp Duty Value (≥ ₹50 lakh), joint buyer/seller Form 26QB challan split and late filing penalties.
Maharashtra MODT, Notice of Intimation & CERSAI
0.3% mortgage stamp duty (Article 6), ₹1,000 Notice of Intimation filing fee (Section 89B), CERSAI registration and bank processing/legal charges.
Pre-EMI vs full EMI for an under-construction flat
Stage-wise disbursement on a MahaRERA payment plan, monthly pre-EMI, total interest under each option and the cost of a possession delay.
Home loan balance transfer: does switching pay?
Interest saved at a lower rate, keeping the EMI or the tenure, net of processing fee, GST and Maharashtra mortgage stamp duty, with the break-even month.
Often arranged together
Ready to find the right home loan?
Share your details and our advisor will call you to check your eligibility and options.
Biz Corp Solutions arranges funding through partner banks, NBFCs and financial institutions. Sanction, interest rates and terms are decided by the lender. Last reviewed 5 October 2026.