Funding for hospitals, clinics and healthcare projects
Biz Corp Solutions arranges funding for hospitals, clinics, diagnostic centres and healthcare projects — construction, medical equipment, expansion, modernisation and working capital. We structure the requirement and work with banks, NBFCs and financial institutions to secure it.
- For
- Hospitals, clinics & diagnostics
- Funding uses
- Construction & equipment
- Lenders
- Banks, NBFCs & FIs
- Coverage
- Maharashtra · Gujarat · Karnataka
What is hospital funding?
Healthcare institutions require strong financial support to deliver quality medical services.
We provide funding solutions for hospitals, clinics, diagnostic centers, and healthcare projects to support expansion, modernization, and equipment acquisition.
Who it is for
- Hospitals planning new construction or expansion
- Clinics and diagnostic centres upgrading equipment
- Healthcare project promoters
- Facilities across Maharashtra, Gujarat and Karnataka
What we arrange
- Hospital construction finance
- Medical equipment financing
- Expansion & modernization funding
- Working capital solutions
- Healthcare infrastructure development
From plan to funding
-
01
Share your plan
Tell us about the facility, the project — construction, expansion or equipment — and the funding you need.
-
02
Assessment and structuring
We review the project and the facility's finances and structure funding that suits its cash flows.
-
03
Lenders and documentation
We approach suitable banks, NBFCs and financial institutions and prepare the file, keeping you updated throughout.
-
04
Sanction and disbursement
Once the lender sanctions the facility, funds are released as per the agreed terms and project progress.
What lenders typically ask for
Healthcare lenders assess the facility, its promoters and the project. These are the documents most applications need, and we help you put them together.
- Registration and licences of the hospital, clinic or diagnostic centre
- Constitution and KYC documents of the entity and promoters
- Qualifications and registration of promoter doctors, where applicable
- Audited financial statements and income tax returns
- Project report with cost and projections
- Quotations for medical equipment
- Land, premises or lease documents
Note: the exact list and conditions are set by each lender and depend on the facility and project.
See the full document checklist: Hospital and clinic funding document checklist
Hospital funding questions
What can hospital funding be used for?
Hospital construction, medical equipment financing, expansion and modernisation, healthcare infrastructure development and working capital.
Who can apply?
Hospitals, clinics, diagnostic centres and healthcare project promoters.
Can medical equipment be funded on its own?
Yes. We arrange medical equipment financing for new or upgraded equipment as well as funding for larger construction and expansion projects.
Do you arrange working capital for healthcare facilities?
Yes. Working capital solutions are part of the service, alongside construction and equipment funding.
Which lenders do you work with?
We work with a network of banks, NBFCs and financial institutions and approach the ones that best fit the facility.
Which areas do you cover?
We serve healthcare providers across Maharashtra, Gujarat and Karnataka from our office in Badlapur East, Thane district.
Read before you apply
How to fund a hospital, nursing home, clinic or diagnostic centre in India
How to fund a hospital, nursing home, clinic or diagnostic centre in India: term loans, equipment finance, working capital, LAP and what lenders check.
Medical equipment finance: leasing vs loan for MRI, CT, cath lab, dialysis, dental and ophthalmic equipment
Leasing or a loan for MRI, CT, cath lab, dialysis, dental and eye equipment: how equipment loans work, lease types, GST, depreciation, AERB and CGTMSE.
What lenders want in a project report (DPR) for a term loan
What banks look for in a project report for a term loan: structure, cost and means of finance, projections, DSCR, CMA data, TEV studies and RBI's 2025 rules.
Why loan applications get rejected — and how to fix the file
Why business and property loan applications get rejected — credit report errors, overdues, high EMIs, income gaps, property issues — and how to fix and reapply.
Run the numbers first
Medical & industrial equipment: lease vs term loan
Post-tax Net Present Value (NPV) comparison of Term Loan (margin + EMI + 15% WDV depreciation & interest tax shields) vs Equipment Lease.
Project DSCR & repayment schedule
Year-wise, average and minimum DSCR for a term loan, with moratorium, EMI or equal principal instalments, and a downloadable schedule.
CGTMSE guarantee cover & annual fee (AGF)
Collateral-free MSME loan cover (75%–85% up to ₹10 crore), Hybrid Security deduction and slab-wise Annual Guarantee Fee with 18% GST.
Often arranged together
Building, expanding or equipping a healthcare facility?
Share your plan and our advisory team will call you to discuss the right funding structure.
Biz Corp Solutions arranges funding through partner banks, NBFCs and financial institutions. Sanction, interest rates and terms are decided by the lender. Last reviewed 5 October 2026.
