Self-redevelopment document checklist for housing societies

For co-operative housing societies in Mumbai, Thane and the MMR planning self-redevelopment with a bank loan. Requirements differ by bank and planning authority, so use this list to get organised early and confirm the final list with your lender.

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01Society records

Society registration certificate
Updated bye-laws of the society
List of members with share certificate details
List of managing committee members and authorised signatories
Audited financial statements for the last three years
KYC of the committee members who will sign loan documents

02Ownership of land and building

Conveyance deed, or deemed conveyance order, in the society's nameMumbai District Central Co-operative Bank's policy requires conveyance or deemed conveyance.
Land purchase agreement, where the society bought the land
Property card or 7/12 extract, whichever applies
Original approved plan of the existing building
Recent property tax and utility bills

03Members' decisions and consents

General body resolution to take up self-redevelopmentFollow the Co-operation Department's current procedure, including the 30 September 2026 order.
Written consent of every memberMumbai District Central Co-operative Bank's published policy asks for 100% consent.
Resolutions appointing the architect and project management consultant (PMC)
Resolution approving the project report, the loan and its security
Agreements between the society and members for their new flatsA notification set ₹1,000 stamp duty on these agreements, subject to conditions.

04Project and professionals

Appointment letters of the architect and PMC
Structural audit report of the existing building
Feasibility study and project reportCosts, FSI available, rent and shifting, sale component and cash flow.
Cost estimate certified by the architect or PMC
Tender documents and record of contractor selection
Signed contract with the selected contractor

05Approvals and MahaRERA

Planning authority approvals for the new buildingObtained through the single-window process; check which FSI incentives are notified.
Commencement certificate (CC) for construction
Other NOCs the planning authority requires
MahaRERA registration of the sale component, unless exempt

06Loan and security

Loan application in the bank's format
Members' rent and shifting cost schedule
Sales plan and price assumptions for the free-sale flats
Escrow arrangement for project receiptsBanks typically monitor funds through escrow and their own PMC or CA.
Mortgage of the plot and the new building to the bank

Sources

Processes & Procedures (self-redevelopment loan policy and documents) — Mumbai District Central Co-operative Bank
Government Resolution on self-redevelopment: nodal banks and 3-month single window — Housing Department, Government of Maharashtra
MahaRERA Order No. 28/2021 — registration of redevelopment projects — MahaRERA
Stamp duty of ₹1,000 for self-redevelopment agreements — Dhaval Vussonji & Associates (Mondaq)

Last reviewed 5 October 2026.

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Self-redevelopment document checklist for housing societies

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